Bookkeeping software that actually understands UK accounting — not just spreadsheets with better colours.
Statemint turns raw bank and credit card statements into properly categorised, HMRC-ready books — director's loans, dividends, VAT and PAYE handled the way an accountant would handle them, not dumped into "miscellaneous."
The advantage isn't "faster bookkeeping." It's fewer costly mistakes.
Most bookkeeping tools are good at moving numbers around. Statemint is built specifically around UK accounting rules, so the numbers land in the right place the first time.
Hours back every month
Import a statement once and Statemint categorises every line against UK income, expense and balance-sheet categories automatically — review and approve instead of typing it all in by hand.
Fewer expensive surprises
Overdrawn director's loans, missed capital allowances, and unusual transactions get flagged as they happen — not discovered by your accountant at year-end, when there's less room to fix them.
Accountant-ready, not accountant-required
Statutory P&L, balance sheet, and FRS 102 disclosure notes are generated in the layout your accountant already expects — cutting the back-and-forth before your accounts get filed.
See where you stand, not just where you were
A live dashboard, cash flow view and budget-vs-actuals mean you're managing the business day to day, not just reconstructing history once a quarter.
Grows with the business
Start as a sole trader, incorporate later, and the same tool follows you — payroll, corporation tax, dividends and director's accounts are already there when you need them.
Built to scale for practices
Accountants and bookkeepers can run unlimited clients from one place — each with its own financial year and VAT scheme — without juggling separate spreadsheets or logins.
Everything organised the way accounts actually work
Statemint is laid out around five areas of the job — from getting statements in, to keeping on top of tax, to producing the reports that leave the business.
Smart statement import
Drop in a PDF, CSV or Excel statement from any of nine major UK banks and every line is read and lined up correctly.
Credit card import with a business/personal split
Import card statements and review each line as business or personal spend before it ever touches the books.
Transaction review
Browse, search and re-categorise everything in one place — nothing is locked in until you approve it.
Supplier tracking
See spend and income by supplier and source, not just as a wall of individual transactions.
Tax Estimator
A running estimate of income tax due, so there are no year-end surprises.
MTD VAT returns
VAT calculations and period management aligned with Making Tax Digital.
Expense claims & mileage
Track business expenses and mileage claims against the right category automatically.
Fixed asset register & depreciation
Assets and their depreciation schedules tracked and fed straight into your reports.
Budget vs actuals
Set a budget and see in real time how the business is tracking against it.
Anomaly detection
Unusual transactions are surfaced automatically, so mistakes and outliers get caught early.
Self Assessment & IR35
SA100 auto-fill for the self-employed, plus an IR35 status checker for contractors.
Corporation Tax (CT600) planner
Corporation tax calculated and planned for, not estimated after the fact.
Payroll, the HMRC way
PAYE, employee and employer National Insurance and Employment Allowance, using the correct rates for the tax year.
Director's Loan Account & S455 tracker
DLA movements tracked automatically, with an overdrawn-balance tracker so a surprise S455 tax charge doesn't catch you out.
Dividends & shareholders
Dividend vouchers and records tied to shareholdings, kept separate from salary.
Capital allowances & loss carry-forward
AIA and writing-down allowances tracked, and tax losses carried forward instead of quietly lost.
Statutory P&L & FRS 102 disclosures
A profit & loss in the full statutory layout, plus an FRS 102 Section 1A disclosure checklist for your accounts.
Profit & loss and balance sheet
Generated in one click, in a layout ready to hand to your accountant.
Cash flow & profit margin
See the movement of cash and profitability trends, not just a static snapshot.
Year-end checklist
A guided checklist so nothing gets missed before accounts are filed.
Client report packs
For accountants: bundle a client's full set of reports into one pack, ready to send.
One tool, three ways to use it
Sole traders
Keep clean books without learning accounting jargon, and walk into Self Assessment already knowing the numbers.
- Automatic statement import & categorisation
- Tax Estimator and IR35 checker
- SA100 auto-fill
Limited companies
Run payroll, dividends, and corporation tax alongside day-to-day bookkeeping, all reconciled against the same set of books.
- Director's Loan Account & S455 tracking
- Corporation Tax (CT600) planning
- Statutory P&L & FRS 102 disclosures
Accountants & bookkeepers
Manage every client's books from one place, each with its own financial year and VAT scheme, without losing track of whose is whose.
- Unlimited client accounts
- Client report packs
- Management accounts across clients
Your numbers stay yours
See it against your own statements
Pick the plan that matches your business — sole trader, limited company, or unlimited clients.
View plans & pricing belowOne pass, endless possibilities
No matter what your business type you have, own Statemint application for life.
Before you ask support
Which banks does Statemint support?
Statemint currently imports statements from nine major UK banks — including Revolut, Barclays, HSBC, Lloyds, NatWest, Monzo and Starling — as PDF, CSV, or Excel files.
Is my financial data secure?
Yes. Your statement data and reports are stored locally on your device. Only the text of a transaction description — never account numbers, balances, or personal details — is sent off to be categorised.
Can my accountant use this for several clients?
Yes. The Statemint For Accountants plan is designed for managing multiple clients. You can manage unlimited client accounts, with each client keeping their own financial year, VAT settings and financial records.
Does Statemint replace my accountant?
No. Statemint is designed to make bookkeeping easier and keep your financial records organised and ready for review. It helps prepare your accounts, reports and tax information so your accountant can spend less time sorting your books and more time advising you.
Which tax years does Statemint cover?
Statemint has HMRC rates built in from the 2022/23 tax year onwards, and we add each new tax year's rates as soon as they're confirmed.
What file formats can I import?
Statemint can import bank statements in PDF, CSV and Excel formats. It reads the transactions and prepares them for categorisation without requiring you to manually re-format the statement first.
Can Statemint handle VAT, PAYE and payroll?
Yes. Statemint supports UK accounting requirements including VAT, PAYE, employee and employer National Insurance, Employment Allowance, dividends and director's loans. Payroll calculations use the appropriate HMRC rates for the selected tax year.
What reports can Statemint generate?
Statemint can generate key reports including profit and loss, balance sheet and year-end reports. Depending on your plan, you can also generate payroll, VAT and other financial reports. Reports can be exported for your records or shared with your accountant.
Can I review and correct the automatic categorisation?
Yes. Statemint automatically categorises your transactions, but you remain in control. You can review the suggested categories, correct anything that looks wrong and approve your transactions before generating your reports.
Does Statemint work for sole traders and limited companies?
Yes. Statemint is designed for both sole traders and limited companies, with features tailored to different UK business accounting and tax requirements.
Can I use Statemint for multiple clients?
Yes. The Statemint For Accountants plan provides unlimited client accounts, making it suitable for accountants and bookkeepers managing multiple businesses from one place.
Is Statemint suitable for HMRC reporting?
Yes. Statemint is built around UK accounting and HMRC requirements and helps prepare the financial information, calculations and reports you need. Where required, information can be exported so you or your accountant can complete the relevant HMRC submission.
Can I export my data and reports?
Yes. Statemint allows you to generate and export your financial reports and data, making it easy to keep your own records or share the information with your accountant.
What happens if Statemint categorises a transaction incorrectly?
You can review every categorisation before approving your transactions. If something has been categorised incorrectly, you can change the category before generating your final reports.