Statemint is a desktop accounting app built for UK sole traders, limited companies, and accountants. Statemint AI categorises your transactions, HMRC-ready reports write themselves, and your tax bill updates in real time. Works offline. Stays on your machine.
Available for Windows and macOS.
The problem
If you've ever spent a Sunday afternoon copying bank lines into a spreadsheet, you already know the problem.
Spreadsheets don't understand UK tax.
Statemint is the in-between most people actually need: a proper accounting app that knows about SA100, MTD, CT600 and PAYE, runs on your laptop, and doesn't charge per click.
What it does
Statemint AI that learns your books. Import a bank statement. Watch transactions categorise themselves across 71 built-in categories. Correct one, and Statemint remembers — so next month, it does it your way.
Built for UK tax, not adapted to it. SA100, MTD VAT returns, CT600, Class 2 and Class 4 NI, 2025/26 HMRC rates, IR35 status checks. Not an American app with a "UK mode" bolted on.
Yours, on your machine. Statemint is available on a monthly or annual subscription, or as a one-time Lifetime licence. Whichever you choose, your data always stays local — we never lock you out of your own books.
One app, every job. Sole trader Self Assessment. Limited company Corporation Tax. Multi-client accountant dashboard. You don't need three tools.
Who it's for
Sole traders & freelancers
Import statements. Claim mileage. Fill SA100 in minutes. Then go enjoy your weekend.
Limited companies
Corporation Tax, director loans, dividends, payroll, year-end — all the things you'd otherwise pay an accountant £200 an hour to walk you through.
Accountants & bookkeepers
Every client. One window. Branded PDFs. Stop paying per-seat for software you've outgrown.
Why people pick Statemint
Your data stays local. — not on someone else's cloud server. Your data lives on your machine. Optional cloud backup is planned for a future release.
Real desktop app. Not a browser tab pretending to be software.
Dark mode that doesn't hurt to look at. You'll be in here a lot.
HMRC-shaped exports. What you submit is what they expect to see.
One-time learning, lifetime payoff. Correct a category once. Never again.
FEATURES
Everything Statemint does
A complete tour. If you're after a specific tool, jump ahead:
Bank import & Statemint AI categorisation
The thing you'll use every week.
CSV and PDF import from any UK bank — Statemint figures out the format (Tested with Barclays, HSBC, Lloyds, NatWest, Monzo, Starling, and Revolut. If your bank exports CSV or PDF statements, Statemint will read them — if it can't, we'll add support within 7 days.)
AI categorisation across 71 built-in categories covering sole trader, Ltd, and personal scenarios
Learned rules — correct a category once, and Statemint applies the same logic to future imports
Anomaly detection flags transactions that look unusual against your history
Custom categories for niche businesses (consultancies, creatives, trades)
VAT-aware — categories carry their own VAT rate and reclaim status
Dashboard & reporting
Live P&L, cash flow, and income/expense breakdown
Monthly and full financial year views
Excel and PDF export — both branded
Budget tracking with variance alerts
Profit margin analysis
Drill from any chart down to the underlying transactions
For sole traders & self-employed
Everything you need to handle Self Assessment without paying someone else to do the typing.
Self Assessment (SA100) auto-fill and PDF export ready to submit
Making Tax Digital VAT returns with period management
Class 2 and Class 4 NI are calculated automatically
Expense claims and mileage tracking — log a trip, claim the rate
Tax loss carry-forward tracker so nothing slips between years
Capital allowances pool with WDA and AIA handled
For limited companies
The things accountants charge you to explain are in one place.
Corporation Tax calculator with CT600 PDF export
Director's Loan Account tracker with live S455 monitoring
Dividend management — declare, record, generate vouchers
Payroll calculator on 2025/26 HMRC rates (15% employer NI, £5,000 threshold, Personal Allowance taper, additional rate band — all current)
Management accounts and balance sheet
Depreciation schedule across fixed assets
Companies House integration for filings lookup
Year-end checklist so nothing gets forgotten
For accountants & bookkeepers
If you're running a small practice and are tired of per-seat SaaS pricing.
Unlimited clients in one app
Dashboard filtering by client across every view
Per-client settings — financial year, VAT scheme, business type
White-label PDF branding — your firm's name, logo, footer
Client report packs ready to send
Priority support — guaranteed response within one business day via dedicated email.
Estimators & checkers
Included on every tier.
Tax Estimator — income tax, NI, and corporation tax projected in real time as you categorise
IR35 checker — built around HMRC's Check Employment Status for Tax (CEST) criteria. Answer the standard questions and get a clear Inside or Outside reading with a summary you can keep on file.
Anomaly detection — your data, watched for the weird stuff
| Feature |
Starter Sole Trader |
Pro Ltd Company |
Master Accountant |
|---|---|---|---|
| Account management | |||
| Accounts managed | Own only | Own only | Own + unlimited clients |
| Core & data | |||
| Statement AI | ✓ | ✓ | ✓ |
| Upload statement | ✓ | ✓ | ✓ |
| Transactions | ✓ | ✓ | ✓ |
| Dashboard | ✓ | ✓ | ✓ |
| Anomaly alerts | ✓ | ✓ | ✓ |
| Reporting | |||
| Reports | ✓ | ✓ | ✓ |
| Cash flow | ✓ | ✓ | ✓ |
| Profit margin | ✓ | ✓ | ✓ |
| Management accounts | ✓ | ✓ | ✓ |
| Balance sheet | ✓ | ✓ | ✓ |
| Business management | |||
| Expenses | ✓ | ✓ | ✓ |
| Assets | ✓ | ✓ | ✓ |
| Depreciation | ✓ | ✓ | ✓ |
| Budget | ✓ | ✓ | ✓ |
| Year-end checklist | ✓ | ✓ | ✓ |
| Tax | |||
| Tax estimator | ✓ | ✓ | ✓ |
| VAT return | ✓ | ✓ | ✓ |
| Self-employed | |||
| Self Assessment | ✓ | — | ✓ |
| Making Tax Digital (MTD) | ✓ | — | ✓ |
| IR35 checker | ✓ | — | ✓ |
| Limited company | |||
| Corporation Tax | — | ✓ | ✓ |
| Companies House | — | ✓ | ✓ |
| Director's Loan Account | — | ✓ | ✓ |
| Dividends | — | ✓ | ✓ |
| S455 tracker | — | ✓ | ✓ |
| Payroll | — | ✓ | ✓ |
| Loss carry-forward | — | ✓ | ✓ |
| Capital allowances | — | ✓ | ✓ |
No matter what your business type you have, own Statemint application for life.